Heads-up: The devil's in the details—and so are the dollars. This page explains how our unified store credit systems—Digital Loyalty Cash (DLC) and Tariff Shield Cashback (TSC)—work together to create real, long-term savings. Credits can cover up to 30% of any order, and each credit packet lasts 365 days (only packets older than 365 days are dropped—your total balance doesn't auto-expire). Please take a moment to review the following examples and wallet chart, so you are aware that every future checkout costs less than it appears.
The no-brainer story: why an InspiredGrabs™ account pays you back
Create a free account once. From then on, you save automatically—no code-hunting, no guesswork, and your future credits live in your wallet.
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10% off every order for all shoppers—guests, subscribers, and account holders.
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Unlimited Free shipping on every order for account holders only.Note: No free shipping on orders < $109 for guests. First three orders ship free for subscribers—no purchase minimum.
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Digital Loyalty Cash (DLC): 12% store credit on ≥ $80 orders, issued 30 days after delivery (Account required).
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Tariff Shield Cashback (TSC): If a qualifying China-shipped order with a minimum of $80 incurs an import fee, we credit 100% of that fee back to your wallet (Account required).
Guest → Subscriber → Account (Good → Better → Best)
Subscribers: free shipping on orders of $109+ after their first three.
Acronyms
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DLC — Digital Loyalty Cash: 12% store credit on ≥ $80 orders, issued 30 days after delivery. Credit can cover up to 30% of a future order and expires 365 days from the date of issuance.
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TSC — Tariff Shield Cashback: When a qualifying order with $80 or more of items shipped from China incurs an import fee, we credit 100% of that fee back to your wallet (subject to the same 30% usage max and 365-day expiration rules).
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InspiredGrabs™ Account: A free store account that unlocks free shipping on every order, DLC, TSC, milestone gifts, and future savings we roll out.
Quick summary
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Create a free account once.
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10% off every order (all shoppers) + free shipping every order (account holders) + 12% DLC on ≥ $80 orders + TSC import-fee credits when eligible.
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Milestones: $300 spent on a gift and $600 spent on a premium gift, both shipped free.
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Credits live in your wallet, can cover up to 30% of any order, and each credit packet expires in 365 days—your overall balance doesn't auto-expire.
All InspiredGrabs™ account holders automatically benefit from future money-saving programs we introduce.
Meet Elena
| Order | Subtotal | Origin | Notes |
|---|---|---|---|
| #1 | $90 | US | Qualifies for DLC (12%); uses $5 sign-up credit. |
| #2 | $130 | US | DLC (12%). |
| #3 | $70 | US | Below $80 → no DLC. |
| #4 | $200 | China + US | DLC (12%); China items $120 (≥ $80) + US $80; $20 import fee → TSC credits it back to the wallet. |
| #5 | $85 | US | DLC (12%). |
| #6 | $120 | China + US | DLC (12%); China items $60 (< $80) + US $60 → No TSC. |
Same cart totals (merchandise) = $695.
What Elena actually pays this year
| Shopper | Calculation | Total |
|---|---|---|
| Guest | $695 – $69.50 + $26.85 | $652.35 |
| Subscriber | Same as Guest; newsletter perks vary | $652.35 |
| Account holder | $695 – $69.50 – $110.00 (shipping $0; credits used up to 30%/order) | $515.50 |
Click here to collapse or expand the explanation & assumptions used in the above totals.
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Universal 10% off: Applies to the full-year merchandise total of $695, resulting in $69.50 off for all shoppers.
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Shipping for guests: Orders under $109 incur a shipping fee. Elena has three such orders (#1 $90, #3 $70, #5 $85). Using a flat $8.95 per shipment → 3 × $8.95 = $26.85.
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DLC (12%) & TSC credits: Account holders earn DLC on each order of ≥$80 and receive TSC (100% of eligible import fees) when China-shipped items in an order total ≥$80. Credits are usable up to 30% per order, and each packet lasts 365 days.
How the extra $110.00 is composed (beyond the universal 10%) Shipping difference vs Guest $26.85 (Guest pays on 3 sub-$109 orders; account pays $0) Credits applied this year $83.15 total applied within the 30%/order cap, made up of: $5.00
Sign-up store credit (used on Order #1)$20.00
TSC import-fee credit (from Order #4)$58.15
DLC applied across eligible orders (cap/timing may leave some DLC for later)
Total extra reduction $26.85 + $83.15 = $110.00 Context on earnings vs usage: Elena's ≥$80 orders would earn roughly $75.00 in DLC this year (12% of $90, $130, $200, $85, $120), plus $20.00 TSC on Order #4. Due to the 30% per-order usage cap and 30-day DLC posting delay, she uses $58.15 of DLC this year and carries the unused ~$16.85 forward (still valid within each packet's 365-day window).
Order Subtotal 30% Max Usable Credits Available By Then* Applied Notes #1 $90 $27.00 $5 sign-up $5.00 Uses sign-up credit; DLC from #1 posts later. #2 $130 $39.00 DLC from #1 may still be pending $0.00 Assumes timing before #1 DLC posts. #3 $70 $21.00 Order <$80 (no DLC earned) $0.00 Credits conserved for larger orders. #4 $200 $60.00 DLC from earlier ≥$80 orders + $20 TSC $35.00 Illustrative partial use under the $60 cap. #5 $85 $25.50 More DLC has been posted $20.00 Stays within 30% cap. #6 $120 $36.00 Remaining DLC $3.15 Brings the year's total to $83.15. *Timing is illustrative. DLC posts 30 days after delivery; application is limited by the 30% cap per order. The exact per-order allocation can vary, but the year-end totals above ($110.00 beyond the universal 10%) stay the same in this example.
| Row | How it's computed | Why |
|---|---|---|
| Guest | $695 − $69.50 + $26.85 = $652.35 | 10% off all merchandise; pay shipping on 3 sub-$109 orders (3 × $8.95). |
| Subscriber | Shown same as Guest = $652.35 |
Baseline display only. If the first 3 orders ship free, subtract $26.85 → $625.50. (See comparison chart above for the "first 3 orders" perk.) |
| Account holder | $695 − $69.50 − $110.00 = $515.50 |
$0 shipping on every order, plus credits applied within the 30% cap. The combined impact across the year is modeled as $110.00. |
Reminder: DLC issues 30 days after delivery on orders ≥ $80, TSC credits back eligible import fees when China-shipped items in an order total ≥ $80, and credits can cover up to 30% of any order. Each credit packet lasts 365 days.
Quick comparison — who gets what?
| Benefit | Guest | Subscriber | Account |
|---|---|---|---|
| Customer support | ✅ | ✅ | ✅ |
| 10% off every order | ✅ | ✅ | ✅ |
| Free shipping | — | First 3 orders | Every order |
| $5 sign-up store credit | — | — | ✅ |
| DLC: 12% store credit on ≥ $80 | — | — | ✅ |
| TSC: import fees credited back on eligible China shipments (≥ $80 China items) | — | — | ✅ |
| Wallet credits usable up to 30% per order (packets expire in 365 days) | — | — | ✅ |
| Gifts at milestones ($300 gift, $600 premium gift) | — | — | ✅ |
| Easy returns from the account dashboard | — | — | ✅ |
| Access to full order history | — | — | ✅ |
| Future programs are applied automatically. | — | — | ✅ |
How your wallet credits work
Important: Your wallet has one expiry date that refreshes whenever new credit is added (e.g., Digital Loyalty Cash™ or Tariff Shield Cashback™). The wallet expires 365 days from your latest added credit. Spending credit does not extend the expiry—only adding new credit does. You can apply credits to cover up to 30% of any eligible order.
Example A — 30% usage cap
Cart = $100 → Max credit you can use = $30. If your wallet has $42, you can use $30 now; $12 remains for later.
Example B — Rolling expiry explained
Wallet today = $48. Your wallet shows one expiry date, which is always 365 days from the most recent credit added.
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Latest added credit Nov 1, 2025 Wallet expires Nov 1, 2026
Because a new credit was added on Nov 1, 2025, the wallet expiry is set to Nov 1, 2026.
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Spend credit Dec 10, 2025 Expiry unchanged
Using your credit does not refresh the expiry. It remains Nov 1, 2026.
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New credit added Mar 10, 2026 Wallet expires Mar 10, 2027
A new credit resets the wallet’s expiry to 365 days from this addition (now Mar 10, 2027).
Bottom line: there’s no per-packet timer. The wallet has one rolling expiry based on your latest added credit.
Your Wallet: Rolling Expiry at a Glance
The status bar reflects progress toward the single wallet expiry date. Adding new credit moves the expiry out; spending credit does not.
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Wallet balance: $48.00 Latest added credit: Nov 1, 2025 Current wallet expiry: Nov 1, 2026
If no new credit is added, the wallet expires on this date.
Step-by-step ledger
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Apr 2, 2025 Order $100 |
30% cap = $30. You apply $18.
Wallet before: $30.00 Applied: $18.00 Wallet after: $12.00
Spending does not change the expiry.
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May 5, 2025 New credit added |
A $90 order (delivered in April) generates new credit $10.80.
Wallet now: $22.80 Expiry refreshes → May 5, 2026
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Sept 20, 2025 Order $100 |
30% cap = $30. You apply $22.80.
Wallet before: $22.80 Applied: $22.80 Wallet after: $0.00
No new credit added here; expiry remains May 5, 2026.
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Nov 1, 2025 New credit added |
A $150 order generates new credit $18.00.
Wallet now: $18.00 Expiry refreshes → Nov 1, 2026
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Mar 10, 2026 New credit added |
An approved claim adds new credit $10.00.
Wallet now: $28.00 Expiry refreshes → Mar 10, 2027
Each new addition moves the single wallet expiry forward by 365 days.
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